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Would an IVA be right for me?

If you are struggling with a high level of unsecured debt that you can’t afford to repay within a realistic amount of time, then an IVA (Individual Voluntary Arrangement) may be right for you. To be eligible for an IVA, you must, in most cases, be able to commit to making regular, reduced monthly payments for 5 years (the length of a typical IVA). However, this may vary depending upon the terms of...